职工长期护理保险筹资责任分担动态调整机制研究——以青岛市为例

针对青岛市职工长期护理保险面临的筹资责任优化及财政补贴动态调整问题，本文以灾难性支出发生率为参照指标，结合适度保障理论，首先构建了目标保障水平测算模型；进而构建了职工长期护理保险筹资责任分担动态调整机制系统动力学模型。通过仿真实验，测算了保障范围扩大过程中筹资责任分担动态调整情况，得出了一系列有政策参考价值的调整结果。

Research on Dynamic Adjustment Mechanism of Long-term Care Insurance for Employees Financing Responsibility Sharing-Taking Qingdao as an Example

In view of the optimization of financing responsibility and the dynamic adjustment of financial subsidysharing, faced by employees' long-term care insurance (LTC) in Qingdao, taking the incidence of catastrophic expenditure as a reference index and combining with the theory of moderate security, a model for estimating the level of target security is constructed. On this basis, a system dynamics model of dynamic adjustment mechanism of LTC insurance for employees financing responsibility sharing is constructed. Through the simulation experiment, the dynamic adjustment of financing responsibility sharing in the process of improving the scope of protection is calculated, and a series of adjustment results with policy reference value are obtained.