| 个人住房抵押贷款模式及应用 |
| |
| 引用本文： | 徐一萍,李国安. 个人住房抵押贷款模式及应用[J]. 宁波大学学报(理工版), 2001, 14(1): 64-70 |
| |
| 作者姓名： | 徐一萍 李国安 |
| |
| 作者单位： | 1. 宁波大学商学院,
2. 宁波大学理学院, |
| |
| 基金项目： | 浙江省自然科学基金!（797036）资助项目． |
| |
| 摘 要： | 提出了等比还贷，等差还贷，基于等额的灵活还贷和混合还贷4种模式，举例分析并指出了各模式适合的客户类型，最后对贷款利率调整时各模式的有关变化作了进一步的探讨，各种还贷模式可根据具体情况在实践中推广应用。
|
| 关 键 词： | 个人住房抵押贷款 还贷模式 客户类型 模式选择 等比还贷 等差还贷 |
| 文章编号： | 1001-5132(2001)01-0064-06 |
| 修稿时间： | 2000-10-20 |
Payment Model of Personal Housing Mortgage Loan and Its Application |
| |
| Xu Yi-ping,LI Guo-an. Payment Model of Personal Housing Mortgage Loan and Its Application[J]. Journal of Ningbo University(Natural Science and Engineering Edition), 2001, 14(1): 64-70 |
| |
| Authors: | Xu Yi-ping LI Guo-an |
| |
| Abstract: | The selection of payment model of personal housing mortgage loan is studied. Several payment models are provided including so-called equal ratio payment model, equal quantity difference payment model, flexible-payment model, and mixed- payment model. Examples are given to analyze which model is suitable for certain types of customers. The selection of payment model depends on various situations in practice. |
| |
| Keywords: | personal housing mortgage loan model of payment mortgage kinds of customer selection of payment model |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
