我国居民储蓄对收入的敏感性分析

我国的居民储蓄始终高居不下,国内市场疲软,有效需求不足,这是制约整个国民经济可持续发展的一个重要症结。本文采用实证研究和理论分析相结合的方法,通过建立回归模型,进行协整分析,发现正是由于储蓄对收入强敏感性的存在,在很大程度上引发了居民的高储蓄倾向,进而探讨了其内在的原因。

The Analysis on Sensitivity of Residential Savings to Incomes in China

National residential savings keep very high all the time,so that the local market is weak and effective demand is missing.This is an important reason why national economy can′t keep on continuous growth.This article combines an empirical study with theory analysis,establishes a regression model,and makes co-integration analysis.As a result,it′s discovered that residential savings are strong sensitive to incomes,so as to cause high tendency of residential savings.At last,the paper analysises its essential reasons.