Affiliation: | 1. Department of MSIS, Spears School of Business, Oklahoma State University, Stillwater, OK 74078, USA;2. Department of MIS, School of Business and Management, American University of Sharjah, P.O. Box 26666, Sharjah, United Arab Emirates;3. Department of Accounting and Information Systems, Virginia Tech, Blacksburg, VA 24061-0101, USA |