新疆财产保险发展与经济增长关系的实证分析

运用VAR模型,采取实证分析的方法,选取样本区间为1985～2015年的新疆财产保险保费收入和新疆GDP的自然对数,通过单位根检验,协整检验和脉冲响应函数等研究了新疆财产保险的发展现状及其与经济的相互影响作用.研究发现近几年新疆财产保险发展迅速,保险机构数量和保费收入增加很快.结果表明:保险发展和经济发展具有相互促进、相互影响的作用,但经济发展对保险发展作用更显著,两者存在单项因果关系,即表明新疆经济发展推动了新疆财产保险的事业发展.

An Empirical Analysis of the Relationship Between Property Insurance Development and Economic Growth in Xinjiang

By using VAR model and empirical analysis method, this paper selects the sample interval of Xinjiang property insurance premium income and the natural logarithm of Xinjiang GDP from 1985 to 2015, and studies the development status of Xinjiang property insurance and its interaction with economy through unit root test, co-integration test and impulse response function. It is found that in recent years property insurance in Xinjiang has developed rapidly, and the number of insurance institutions and premium income have increased rapidly. The results show that insurance development and economic development have mutual promotion and mutual influence, but economic development has more significant effect on insurance development, and there is a single causal relationship between them, that is, economic development in Xinjiang promotes the development of property insurance in xinjiang.