Abstract: | This paper investigates the impact of social network structures of depositors on bankruns. The analyzed network structures include random networks, small-world networks andscale-free networks. Simulation results show that the probability of bank run occurrencein random networks is larger than that in small-world networks, but the probability ofbank run occurrence in scale-free networks drops from the highest to the lowest among thethree types of network structures with the increase of the proportion of impatientdepositors. The average degree of depositor networks has a significant impact on bankruns, but this impact is related to the proportion of impatient depositors and theconfidence levels of depositors in banks. |