目前中小企业融资困难的原因及解决措施

目前中小型企业已成为我国经济发展中的重要力量.但中小企业融资难一直是制约其发展的关键因素.其中,既有中小企业自身的问题,也有金融机构、国家政策及传统经济体制方面的影响.我国应充分吸收发达国家的成功经验,通过提高中小企业自身的素质和融资能力,构建全方位、多层次的金融体系,强化政府职能,更多地运用市场手段来解决中小型企业融资问题.

The Reason and Countermeasure of Financing Difficulties in the Small and Medium-sized Enterprise in Modern China

Nowadays,the small and medium-sized enterprise is one part of our economy.But the small and medium-sized enterprise is difficult to get the necessary money from the finance market;this is the key link to restrict our development.How to solve this problem? This article analyzes the current situation of the small and medium-sized enterprise finance,studies the reason of the difficulties to get the necessary money from the finance market,and introduces the main patterns of the small and medium-sized enterprises in the world.According to the current situation,this article also raises the countermeasure and suggestions for solving the financing problems of the small and medium-sized enterprise.