Algebraic jump loci for rank and Betti numbers over Laurent polynomial rings

Let C be a chain complex of finitely generated free modules over a commutative Laurent polynomial ring $L_s$ in s indeterminates. Given a group homomorphism $p:{\mathbb{Z}}^s?{\mathbb{Z}}^t$ we let $p_{!}(C)=C{?}_{L_s}{L}_t$ denote the resulting induced complex over the Laurent polynomial ring $L_t$ in t indeterminates. We prove that the Betti number jump loci, that is, the sets of those homomorphisms p such that $b_k(p_{!}(C))>b_k(C)$, have a surprisingly simple structure. We allow non-unital commutative rings of coefficients, and work with a notion of Betti numbers that generalises both the usual one for integral domains, and the analogous concept involving McCoy ranks in case of unital commutative rings.