论最大诚信原则在保险合同中的法律适用

最大诚信原则是保险合同的基本原则,是保险业赖以存在和发展的基石。近年来,在保险实践中保险纠纷日益增多,究其根源在于对最大诚信原则的法律适用认识不足。本文重点阐述了最大诚信原则在保险合同订立和履行过程中的具体适用问题,并对我国保险法不甚完善之处提出了立法建议。

Discussion upon the Law Application of Ut Most Good Faith Principle to the Insurance Contract

The principle of ut most good faith is the basic one of insurance contract and the cornerstone of insurance business .In the practice for insurance ,the insurance disputes increase during these years,of which the reason is the insufficient recognition of the law application of the ut most good faith principle . The paper mainly discusses the detail application problems of ut most good faith principle to making and implementing the insurance contract.It also puts forward a proposal on legislation to the imperfect points of insurance law.