| Empirical research on the SMEs＇ credit-guarantee in China |
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| 引用本文： | 贾生华,陈宏辉.Empirical research on the SMEs＇ credit-guarantee in China[J].浙江大学学报(自然科学英文版),2002,3(3):305-310. |
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| 作者姓名： | 贾生华 陈宏辉 |
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| 作者单位： | SchoolofManagement,ZhejiangUniversity,Hangzhou310027,China |
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| 摘 要： | After the authors‘ thorough study of the experiments of other countries and regions, it is posed that credit-guarantee is the key for solving the problem of the difficulties of SMEs‘ financing.Based on two surveys and interviews with 57 SMEs and some commercial banks‘ staff, this study on the practice and implement action of SMEs‘ credit-guarantee revealed some problems existing in the practical process. A series of policy suggestions are given for improving the SMEs‘ credit-guarantee in China.
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| 关 键 词： | 中国 中小型企业 财务管理 信贷担保 |
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