知识产权质押融资及其运行环境建设初探

具有高成长性、高风险性的科技型中小企业,虽然拥有较高的技术水平,但在融资过程中由于缺乏传统的抵押物很难获得金融机构的资金支持,知识产权质押融资对于破解科技型中小企业融资困境意义重大。从知识产权质押的概念入手,阐述了知识产权质押融资的意义,分析了我国知识产权质押融资的模式,并对知识产权质押融资运行环境的建设问题进行了探讨,旨在完善知识产权质押融资环境,以取得对构建山西省融资环境的有益启示。

Probe into the Intellectual Property Rights Pledge Financing and the Construction of Its Operating Environment

Although high-tech SMEs（small and medium-sized enterprises） with high-growth and high-risk possess higher technical level,it is difficult for them to obtain financial support from financial institutions because of the lack of traditional mortgages in financing process,the intellectual property rights pledge financing possesses important significance for solving the financing difficult of high-tech SMEs.Starting from the concept of the intellectual property rights pledge financing,analyzes China’s intellectual property rights pledge financing modes,and probes into the construction of intellectual property rights financing operation environment for perfecting intellectual property rights financing environment and obtaining some beneficial enlightenments for constructing Shanxi’s financing environment.