Optimal pricing for a heterogeneous portfolio for a given risk factor and convex distance measure

Consider a portfolio containing heterogeneous risks. The premiums of the policyholders might not cover the amount of the payments which an insurance company pays the policyholders. When setting the premium, this risk has to be taken into consideration. On the other hand the premium that the insured pays has to be fair. This fairness is measured by a function of the difference between the risk and the premium paid—we call this function a distance function. For a given small probability of insolvency, we find the premium for each class, such that the distance function is minimized. Next we formulate and solve the dual problem, which is minimizing the insolvency probability under the constraint that the distance function does not exceed a given level. This paper generalizes a previous paper [Zaks, Y., Frostig, E., Levikson, B., 2006. Optimal pricing of a heterogeneous portfolio for a given risk level. Astin Bull. 36 (1), 161–185] where only a square distance function was considered.     

Quantitative Impact of a Cognitive Modeling Intelligent Tutoring System on Student Performance in Balancing Chemical Equations

The need for improved interactive tutoring capabilities in educational software for chemistry problem solving is an important one clearly articulated by teachers and students. To deliver the next generation of individualized interactive capabilities users demand, it is necessary to go beyond the conventional computer-assisted instruction methodology. The focus of this paper is the assessment with first-semester general chemistry students of a recently developed artificial intelligence (AI) tutor for balancing chemical equations. This is the first such assessment of an AI-based learning tool in chemistry. Students in CHEM 121 in the Fall 2001 semester at Duquesne University (N = 273) participated in the study. Students were divided into a test group that used the AI tutor as part of their study activities and a control group that did not use the tutor. It was found that the tutor improved the performance of the test group students to a statistically significant degree, helping the weakest students the most. This study establishes the feasibility of an AI-based approach to creating advanced new tutoring software for chemistry problem solving. Access to a Web-based demonstration of the equation-balancing tutor may be obtained by emailing the corresponding author.     

A Ramsey‐type result for the hypercube

We prove that for every fixed k and ? ≥ 5 and for sufficiently large n, every edge coloring of the hypercube Q_n with k colors contains a monochromatic cycle of length 2 ?. This answers an open question of Chung. Our techniques provide also a characterization of all subgraphs H of the hypercube which are Ramsey, that is, have the property that for every k, any k‐edge coloring of a sufficiently large Q_n contains a monochromatic copy of H. © 2006 Wiley Periodicals, Inc. J Graph Theory 53: 196–208, 2006     

Oral malodor,assessed by closed-loop,gas chromatography,and ion-trap technology

A method is described for the analysis of volatile organic compounds in saliva and tongue coating samples. The techniue is based on an off-line preconcentration step by means of a closed-loop trapping system followed by gas chromatography-ion trap detection. With the closed-loop technique, the volatile organic compounds(VOCs) are released from the matrix and trapped on an adsorbent without interference of water. The VOCs are released from the adsorbent into the gas chromatograph by thermdesorption. After separation, identification of the compounds is performed by ion trap technology. By this technique 82 compounds could be demonstrated in saliva and tongue coating samples. The technique is also used to demonstrate the formation of volatile bacterial fermentation compounds when a protein substrate is added to tongue coating samples. It is considered a very promising tool in further research on oral malodor.     

Syntheses and conformational analyses of some 3-amino-2,5-dioxo-2,3,4,5-tetrahydro-1H-1-benzazepine derivatives: X-ray crystal structure of 35–3-[[(1,1-dimethylethoxy)carbonyl]amino]-2,5-dioxo-2,3,4,5-tetrahydro-1H-1-benzazepine

The constrained dipeptide mimic 1 was synthesized from 2 in three steps with 65% overall yield. Analyses of the ¹H nmr data of a number of 3-amino-2,5-dioxo-2,3,4,5-tetrahydro-1H-1-benzazepine derivatives led to the conclusion that these compounds adopt a similar conformation and that this ring system is rigid. X-ray crystallography was used to define the structure of 3 , and computer-aided energy minimization of 6 gave a preferred conformation similar to that observed in the crystal of 3 .     

High-resolution in vivo imaging of blood vessels without labeling

We demonstrate that both oxyhemoglobin and deoxyhemoglobin have sequential two-color, two-photon absorption properties that can serve as endogenous contrasts in microvasculature imaging. Using a sensitive modulation transfer technique, we are able to image hemoglobin in red blood cells with micrometer resolution, both in vitro and in vivo. We show that excellent contrast from hemoglobin without any labeling can be obtained in tissue.     

Polysaccharide‐Based Oleogels Prepared with an Emulsion‐Templated Approach

The preparation and characterization of oleogels structured by using a combination of a surface‐active and a non‐surface‐active polysaccharide through an emulsion‐templated approach is reported. Specifically, the oleogels were prepared by first formulating a concentrated oil‐in‐water emulsion, stabilized with a combination of cellulose derivatives and xanthan gum, followed by the selective evaporation of the continuous water phase to drive the network formation, resulting in an oleogel with a unique microstructure and interesting rheological properties, including a high gel strength, G′>4000 Pa, shear sensitivity, good thixotropic recovery, and good thermostability.     

A 116-Nuclear Metallosupramolecular Cage-of-Cage Showing Multistep Single-Crystal-to-Single-Crystal Transformation

Here a unique single-crystal-to-single-crystal (SCSC) transformation of a 116-nuclear Au^I₇₂Cd^II₄₀Na^I₄ cage-of-cage ( 2 _CdNa) is reported, which was created from a trigold(I) metalloligand with d -penicillamine by way of a 9-nuclear Au^I₆Cd^II₃ cage ( 1 ). Cage-of-cage 2 _CdNa is composed of 12 cages of 1 that are linked by 4 Cd²⁺ and 4 Na⁺ ions, with its surface being covered by 12 NO₃⁻ ions to form a discrete, spherical molecule with a diameter ca. 4.7 nm. In crystal 2 _CdNa, the cage-of-cage molecules are packed in a cubic lattice with a huge cell volume of ca. 4.5×10⁵ ų_, so as to have large interstices with diameters of more than 3 nm. Upon soaking crystals 2 _CdNa in aqueous Cu(NO₃)₂, all Cd²⁺ and Na⁺ were quickly exchanged by Cu²⁺ to produce an analogous Au^I₇₂Cu^II₄₄ cage-of-cage ( 2 _Cu) in a SCSC manner. Prolonged soaking led to the SCSC transformation to another supramolecular structure ( 2′ _Cu) consisting of 152-nuclear Au^I₇₂Cu^II₈₀ cage-of-cages that are alternately H-bonded with the Au^I₇₂Cu^II₄₄ cage-of-cages. 2′ _Cu showed the accommodation of MoO₄²⁻ and the conversion of MoO₄²⁻ to β-Mo₈O₂₆⁴⁻ in the crystal, with retention of single-crystallinity.     

Hamiltonicity, independence number, and pancyclicity

A graph on n vertices is called pancyclic if it contains a cycle of length ? for all 3≤?≤n. In 1972, Erd?s proved that if G is a Hamiltonian graph on n>4k⁴ vertices with independence number k, then G is pancyclic. He then suggested that n=Ω(k²) should already be enough to guarantee pancyclicity. Improving on his and some other later results, we prove that there exists a constant c such that n>ck^7/3 suffices.