对网络保险发展的思考

保险网络营销已成为保险业务发展的重要推动力,网络保险的发展已被很多保险公司视为提高自身竞争力的核心要素。这种传统产业与新兴产业相互融合的过程,不仅给保险电子商务带来了新的转机,也给传统保险经营的模式增加了新的活力。     

CreditRisk+模型下商业银行经济资本配置研究

对金融资产风险的度量与经济资本的分配应该体现分散化效应,传统的V aR方式不能保证分散化效应的次可加性.本文讨论了基于T a ilV aR这一新的风险度量与经济资本分配标准,并在违约率均值不变情况下,对C red itR isk+模型下的商业银行经济资本分配进行了实证分析.     

GOLDEN AGES OR MAGIC MOMENTS?

ABSTRACT. The paper is an attempt to refute Quinn's ‘the Golden Age of fisheries population models has ended “hypothesis. The approach is to show it is possible to provide simple matrix based theory for use with delay difference equations applied to products of the 0th to 4th powers of length and numbers at length (Alias” proto‐moments“). It compares these to models just based upon numbers and biomass. It also shows examples (of comparatively little moment) indicating how using multiple proto‐moments could improve the ability of delay difference equations to handle the size dependent processes of maturity, selection, natural mortality rates and predation rates and thus improving the biological reality of these models.     

论上市公司业绩评价指标之完善

从我国上市公司业绩评价的指标入手,指出由于指标本身存在缺陷,使公司有机可乘,而使舞弊造假时有发生。提出了完善上市公司业绩评价指标的假设,以达到防范证券市场风险、维护投资者利益的目的。     

基于人工神经网络的商业银行信用风险模型

在对人工神经网络的基本原理进行简要介绍的基础上 ,着重对构建商业银行信用风险的人工神经网络模型进行了研究 ,实证结果表明 ,人工神经网模型具有很高的预测精度     

试论数字时代图书馆资产评估

文章论述了图书馆资产评估在数字时代应考虑和注意的问题,提出要建立新的资产评估指标以导引图书馆现代化发展。     

Internal audits in private medical laboratory practice – a Finnish experience in 1996–2000

Internal audits inherently effect quality improvement, and concrete results can be expected by careful planning. As audits should improve the quality system in situ, the development of audits should not be neglected. ISO/IEC 17025 describes the objectives of internal audits and management reviews in more detail compared to the former standards EN 45001 and ISO/IEC Guide 25, although the main features are unchanged. This addresses continuous surveillance of the current practice. A brief questionnaire on vertical audits was distributed to 74 of 120 employees at a Finnish private medical laboratory, Medix Laboratories Ltd. A positive feed-back was received from the current management of audits. However, the study revealed that continuous supervision of audits is needed. Many employees were not willing to perform audits if they had no previous experience. Additionally, audits performed at the workbench were not considered as the best possible for fruitful discussions. Received: 20 February 2001 Accepted: 30 November 2001     

经济责任审计中的风险及防范措施

论述了审计内部、外部原因所造成的经济责任审计风险,并提出了防范措施,包括:建立承诺制度,明确法人责任,提高审计人员的风险防范意识和自身素质,建立审计部门联系制度等.     

绿色设计及其应用分析

对绿色设计的国际背景、含义、特点、关键技术及典型方法进行了较全面的介绍 ,对绿色设计在我国的应用策略和步骤进行了分析 ,最后 ,对绿色设计在轻工机械设计中的应用进行了展望     

平原农田防护林杨树生长模型及应用研究

应用MATLAB6．5软件，采用经典理论生长方程Logistic方程、Richards方程、单分子式（Mitscherlich）方程对苏北平原建湖县农田防护林I-72杨的平均高、优势高、平均胸径、平均材积生长数据进行曲线拟合．结果表明，Logistic方程拟合胸径、平均高生长效果最好，而Richards方程拟合优势高、材积生长效果最好，并运用拟合模型结果进行立地质量评价和成熟龄确定．