我国商业银行发行次级债券国际比较及对策

根据《新巴塞尔协议》规定,银行资本金由一级资本和二级资本构成。一级资本即核心资本,由普通股和公开储备构成。二级资本也称附属资本,由非公开储备、资产重估储备、普通准备金、混合资本工具和次级长期债构成。由于次级长期债兼有债务和股权的特征,可用来补充资本金。作为银行资本有机组成部分,发行次级债还可降低资本金平均成本,提高股东回报率等。因此,面对外资银行的冲击,国内商业银行都相继选择发行次级债券来改变其资本充足率,特别是作为股改上市后补充资本金的一条重要渠道,发行次级债券一直为各家商业银行所采用。本文就商业银行发行次级债券进行了国际比较,并提出了对策。     

Preparation and characterization of conducting polyaniline layered magnetic nano composite polymer particles

Considering the application potentials of organic materials possessing both conducting and ferromagnetic functions in various electronic devices, an attempt was made to prepare conducting polyaniline (PANI) layered magnetic nano composite polymer particles. Two routes were used to modify magnetic Fe₃O₄ core particles. In one route, seeded emulsion polymerization of methyl methacrylate (MMA) was carried out in presence of nano‐sized Fe₃O₄ core particles. In another route, cross‐linker ethyleneglycol dimethacrylate (EGDM) was used in addition to MMA. The modified composite particles were named as Fe₃O₄/PMMA and Fe₃O₄/P(MMA‐EGDM), respectively. Finally, seeded chemical oxidative polymerization of aniline was carried out in the presence of Fe₃O₄/PMMA and Fe₃O₄/P(MMA‐EGDM) composite seed particles to obtain Fe₃O₄/PMMA/PANI and Fe₃O₄/P(MMA‐EGDM)/PANI composite polymer particles. The modification of Fe₃O₄ core particles was confirmed by electron micrographs, FTIR, UV–visible spectra, X‐ray photoelectron spectra, X‐ray diffraction pattern and thermogravimetric analyses. A comparative study showed that crosslinking of intermediate shell improved the magnetic susceptibility and electrical conductivity of PANI layered magnetic nano composite particles. Copyright © 2013 John Wiley & Sons, Ltd.     

New chiral Schiff's bases with a 1,3,4‐thiadiazole ring in the mesogenic core: synthesis,mesomorphic and ferroelectric properties

Two new homologous series of chiral esters derived from Schiff's bases containing a 1,3,4‐thiadiazole unit (series 6 and 7) were synthesized and their liquid crystalline and ferroelectric properties investigated. All the compounds of series 6 exhibit SmC*–SmA dimorphism and the compounds of series 7 exhibit a SmC* phase. All the compounds of these series are ferroelectric liquid crystals.     

浅议高职院校图书馆的建设

分析了高职院校图书馆办馆理念的创新,指出在信息化时代高职院校图书馆应提升核心竞争力,以提高文献资源的利用率和信息服务质量.     

药物化学课程全英文教学的探索与实践*

药物化学课程是药学类专业的核心课程,在高等院校中开展药物化学课程的全英文教学,对提高药学拔尖人才的综合素质和推动我国制药行业的发展都具有重要的意义。针对药物化学课程全英文教学过程中的难点,在教材选择、教学内容优化、教学方法改进等方面进行了实践与探索,并取得了良好的教学效果,为药物化学课程全英文教学改革提供了参考。     

电解生成亚铁离子返滴定法测定消毒液中过氧化氢含量的数字化实验*

氧化还原与电解的相关知识是中学化学学习的重点内容。应用自主研制的MXLab21先进数字化实验系统电解Fe₂(SO₄)₃溶液,用电解生成的Fe²⁺直接滴定KMnO₄溶液以测定其浓度,再用返滴法测定消毒液中H₂O₂的含量。对恒电流电解的最佳条件如Fe₂(SO₄)₃溶液浓度及电解电流大小进行了优化。该数字化实验系统相比较于常规数字化仪器(或手持技术)的优越性在于其自带电解、搅拌及控制系统,能在电解的同时利用电生物质实现对待测物质的准确测定,测定时间短(不超过4 min)。本实验采用预设终点电势值的方法自动估计滴定终点,不但便捷准确,且呈现出的实时直观的电势和电量随时间变化的动态曲线便于学生理解电解及氧化还原滴定反应的微观本质,对中学化学教学及化学学科核心素养的培养具有重要价值。     

运用文本分析法对比研究新旧人教版教材“反应热”内容

从课标、概念组织结构、教学资料对新旧人教版选修“反应热”内容进行对比分析,研究发现:(1)新课标在内容上更加强调“反应热”概念的学科理解,渗透变化观与守恒观等基本观念,突出学习素材的重要性;(2)新教材在内容组织上厘清了“反应热”“焓变”“能量转化”等核心概念之间的关系,重视对“反应热”内容的结构化认识;(3)新教材在图片、实验、习题增强了情境性与科学性。建议教师在教学中增进对“反应热”的学科理解,运用概念构图策略促进学生知识结构化,创设真实情境提高学生的问题解决能力,培养化学学科核心素养。