| 失能收入损失保险定价方法研究 |
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| 引用本文： | 马绍东,陈滔. 失能收入损失保险定价方法研究[J]. 数理统计与管理, 2011, 30(5): 904-911 |
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| 作者姓名： | 马绍东 陈滔 |
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| 作者单位： | 西南财经大学保险学院,四川成都,611130 |
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| 基金项目： | 西南财经大学“211工程”三期建设项日资助 |
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| 摘 要： | 失能收入损失保险定价方法研究对于丰富健康保险精算理论、促进健康保险发展有重要的理论意义和应用价值。文中从失能收入损失保险的三状态模型出发,分析了国外失能收入损失保险的定价方法,并提出了一种新的失能收入损失保险定价方法,力图为我国失能收入损失保险精算提供参考。
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| 关 键 词： | 失能收入损失保险 Markov模型 线性回归模型 |
Study on Pricing for Disability Income Insurance |
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| MA Shao-dong CHEN Tao. Study on Pricing for Disability Income Insurance[J]. Application of Statistics and Management, 2011, 30(5): 904-911 |
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| Authors: | MA Shao-dong CHEN Tao |
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| Affiliation: | MA Shao-dong CHEN Tao (South Western University of Finance and Economics,Chengdu Sichuan 611130,China) |
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| Abstract: | Study on pricing for disability income insurance helps to enrich the theories in health insurance actuarial science,and to accelerate the development of health insurance.Based on the three-states Markov model of disability income insurance,this article analyzes the pricing methods popular in foreign countries,and puts forward a new method that may turn out to be beneficial to the actuarial science of disability income insurance in mainland China. |
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| Keywords: | disability income insurance Markov model linear regression model |
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