| 我国担保契约的保费费率定价问题 |
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| 引用本文： | 贾芳琳,黄亚雄,顾海峰.我国担保契约的保费费率定价问题[J].经济数学,2010,27(2):62-66. |
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| 作者姓名： | 贾芳琳 黄亚雄 顾海峰 |
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| 作者单位： | 1. 北京大学,经济学院,北京,100871;广州番禺职业技术学院,广州,番禺,511483
2. 湖南工业大学,湖南,株洲,412007 |
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| 基金项目： | 国家社科基金资助项目，省社科基金项目，省软科学项目 |
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| 摘 要： | 对于担保方而言,通过对被担保企业实施一定期限的债务展期是可能的.为加快实现我国中小企业信用担保业的可持续发展,通过把存款保险的风险定价思路引入信用担保的费率厘定领域,并针对基于债务单阶段展期金融契约定价模型的不足,给出基于债务多阶段展期金融契约的信用担保费率厘定模型与方法,并作出相关的实证分析.
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| 关 键 词： | 信贷市场 信用担保 债务展期 费率 厘定 |
Study on Fee rate Pricing of Credit Guarantee in China Loan Market |
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| JIA Fang lin,HUANG Ya xiong and GU Hai feng.Study on Fee rate Pricing of Credit Guarantee in China Loan Market[J].Mathematics in Economics,2010,27(2):62-66. |
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| Authors: | JIA Fang lin HUANG Ya xiong and GU Hai feng |
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| Institution: | 1.School of Economics Peking University,Beijing 100871;2.Economic and Financial Department Panyu Polytechnic,Guangzhou 511483,China;3.Hunan University of Technology,Zhuzhou Hunan 412007,China) |
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| Abstract: | In order to promate the development of middle and small size enterprises,it is probably judicious for the guarantee company to implement a（the） debt-delay to the debt company.This paper introduced the risk pricing into the Credit Guarantee framework,and created the guarantee pricing model based on the multi-stage debt-delay.It also provided the pricing method on the single-stage debt-delay basis,which develops and deepens the theory of Credit Guarantee pricing with practical analysis,and offers the important theoretical reference. |
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| Keywords: | Loan Market Credit Guarantee Debt-delay Fee-Rate Pricing |
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