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51.
The guaranteed minimum withdrawal benefit (GMWB) rider, as an add on to a variable annuity (VA), guarantees the return of premiums in the form of periodic withdrawals while allowing policyholders to participate fully in any market gains. GMWB riders represent an embedded option on the account value with a fee structure that is different from typical financial derivatives. We consider fair pricing of the GMWB rider from a financial economic perspective. Particular focus is placed on the distinct perspectives of the insurer and policyholder and the unifying relationship. We extend a decomposition of the VA contract into components that reflect term-certain payments and embedded derivatives to the case where the policyholder has the option to surrender, or lapse, the contract early. 相似文献
52.
Abstract The flexural strengths of N-vinylpyrrolidone modified glass-ionomer cements were investigated. The optimal molar ratio of the monomers in copolymers, composed of the three components acrylic acid, itaconic acid and N-vinylpyrrolidone, was determined using a SAS statistical program. The copolymers were prepared using a free-radical polymerization process. The viscosities of aqueous solutions of these polymers were determined. Cements were formed by the reaction of these solutions with glass particles. Flexural strength (FS) was used as the basic screening property to find the optimum molar ratio. Statistical models were applied to predict the optimum molar ratios. All strength values were recorded on the specimens conditioned in distilled water at 37°C for 7 days. The optimal molar ratio for these copolymers was 7:1:3 for poly(acrylic acid-co-itaconic acid-co-N-vinylpyrrolidone), based on flexural strength and viscosity. The effect of molecular weight (MW) on FS was also evaluated. Copolymer with a MW of 10, 800 (Mn) showed 85% higher FS than the Ketac-Molar (KM) system, along with a reasonable working viscosity. 相似文献
53.
This article considers a co-reinsurance strategy that (1) protects insurance companies against catastrophic risks; (2) enables insurers to gather sufficient information about the different risk attitudes of reinsurers and diversify their reinsured risks; (3) enables insurers to create better risk-sharing profiles by balancing the risk tolerances of reinsurers; (4) has the benefit of allowing reinsurers to accumulate experience with risks with which they are unfamiliar; (5) reduces the overall direct cost of a reinsurance contract; (6) allows a government to back some insurance products, such as the terrorism insurance programs that were established in many countries after the September 11th terrorist attacks; and (7) reflects the practical reinsurance industry of some countries, such as Iran. Such a co-reinsurance strategy can be fully determined by estimating its parameters whenever three optimal criteria are satisfied and prior information about the unknown parameters is available. Two simulation-based studies have been conducted to demonstrate (1) the practical applications of our findings and (2) the possible impact of any type of dependency between the co-reinsurance’s parameters and the evaluated optimal co-reinsurance strategy. 相似文献
54.
Although the numerical results suggest the optimal convergence order of the two-grid finite element decoupled scheme for mixed Stokes–Darcy model with Beavers–Joseph–Saffman interface condition in literatures, the numerical analysis only gets the optimal error order for porous media flow and a non-optimal error order that is half order lower than the optimal one in fluid flow. The purpose of this paper is to fill in the gap between the numerical results and the theoretical analysis. 相似文献
55.
《Operations Research Letters》2014,42(3):213-216
This paper introduces three (one linear and two nonlinear) automatic scaling techniques for NLPs with states and constraints spread over several orders of magnitude, without requiring complex off-the-shelf external tools. All of these methods have been compared to standard techniques and applied to three problems using SNOPT and IPOPT. The results confirm that the proposed techniques significantly improve the NLP conditioning, yielding more reliable and in some cases, faster NLP solutions. 相似文献
56.
《Optimization》2012,61(4):517-530
In the present paper the radius of convergence of a class of locally convergent nonlinear programming algorithms (containing Robinson's and Wilson's methods) applied to a parametric nonlinear programming problem is estimated. A consequence is the numerical feasibility of globalizations of Robinson's and Wilson's methods by means of continuation techniques. 相似文献
57.
《Optimization》2012,61(5-6):361-385
We present three counterexamples related to the maximum principle for the time optimal problem. The system is linear, infinite dimensional, with point target and “full” control 相似文献
58.
Wilfrid Gangbo 《偏微分方程通讯》2013,38(9):1041-1073
We introduce a new variational time discretization for the system of isentropic Euler equations. In each timestep the internal energy is reduced as much as possible, subject to a constraint imposed by a new cost functional that measures the deviation of particles from their characteristic paths. 相似文献
59.
The performance of an adaptive optics system depends on multiple factors, including the quality of the laser beam before being projected to the mesosphere. In general, cumbersome procedures are required to optimize the laser beam in terms of amplitude and phase. However, aberrations produced by the optics of the laser beam system are still detected during the operations due to, for example, uncertainty in the utilized models. In this paper we propose the use of feedback to overcome the presence of model uncertainty and disturbances. In particular we use a Linear Quadratic Regulator (LQR) for closed loop laser beam shaping using a setup of two deformable mirrors. The proposed method is studied and simulated to provide an automatic optimization of the Amplitude of the laser beam. The performance of the LQR control algorithm is evaluated via numerical simulations using the root mean square error (RMSE). The results show an effective amplitude correction of the laser system aberrations after 20 iterations of the algorithm, a RMSE less than 0.7 was obtained, with about 140 actuators per mirror and a separation of z=3 [m] among the mirrors. 相似文献
60.
In the dynamics analysis and synthesis of a con-trolled system, it is important to know for what feedback gains can the controlled system decay to the demanded steady state as fast as possible. This article presents a sys-tematic method for finding the optimal feedback gains by taking the stability of an inverted pendulum system with a delayed proportional-derivative controller as an example. First, the condition for the existence and uniqueness of the stable region in the gain plane is obtained by using the D-subdivision method and the method of stability switch. Then the same procedure is used repeatedly to shrink the stable region by decreasing the real part of the rightmost charac-teristic root. Finally, the optimal feedback gains within the stable region that minimizes the real part of the rightmost root are expressed by an explicit formula. With the optimal feedback gains, the controlled inverted pendulum decays to its trivial equilibrium at the fastest speed when the initial val-ues around the origin are fixed. The main results are checked by numerical simulation. 相似文献