关键词: 融资租赁定价, 行业差异性, 租金支付方式

Abstract: Financial lease, as a kind of financial innovation product, is characterized by the following 3 transaction behaviors like trade, leasing, and finance. Its package pricing generally takes account of such elements as subject of financial lease, lease, rental rate, margin, fee, purchasing price and so on. This paper makes an empirical research into the effect of financial lease pricing on different industry, and the flexibility of the rent payment by using all the pricing schemes of a certain Financial Leasing Co., LTD. for five consecutive years. Results show that the financial lease pricing fails to fully take account of differences in industry, and the rent payment is rigid. Therefore, it is of great necessity to standardize and perfect China’s current financial lease industry pricing mechanism.

Key words: financial lease, industry differences, rental payment